03-10-2010, 06:32 PM
I have my health, knock on wood. But other friends and family I know worry about pre-existing conditions,loopholes and keeping insurance/employment. My share of my employer's policy goes up 10-15% a year! 20% of my gross income is health insurance paid mostly by my employer! My three options are almost identical coverage. I probably have a "Cadillac plan" and still not satisfied with co-pays, unpaid claims and every year less services for higher cost. Then what happens to me and my family if I get layed off? What if my kid gets sick between jobs? This free market solution isn't working. Thats why Republican should stop trying to kill the bill and get involved in the common sense regulation thats needed. I agree with them on some things like mandated policies with the insurance companies and penalties for noncompliance. I see how they can drop the cost of healthcare from a healthier pool but it seems unamerican. Why cant the republicans use individual mandate, pre-existing condition and coverage between jobs as talking points? All I hear is tort reform, across state lines and abortion funding, none of which is going to affect me.
Dennis mentioned that keeping insurance companies as the primary contact has improved Dutch healthcare. He may be right but what he calls "free market" has strong gov. regulation and a "public option" for the chronically ill. Thats what a tea bag patriot calls Obamcare or SOCIALISM! Back to my original point pure free markets dont exist. Its an idealist construct, even that awesome iPhone probably was made by somechild labor in China. let freedom ring. Insurance companies only profit should be derived on keeping their costumers healthy, not denying claims for technicalities and dropping folks when they get to sick.
Thats sounds great, but thats the same argument the banking industry and credit cards used. Now they all set up shop in which ever state has the least regulation, so they can charge you any rate for any reason. At least you have an option to not use a credit card.
If we do this reform we need a federal set of guidelines. Not bankrupt states whoring out laws that keep people sick and insurance companies rich.
Dennis mentioned that keeping insurance companies as the primary contact has improved Dutch healthcare. He may be right but what he calls "free market" has strong gov. regulation and a "public option" for the chronically ill. Thats what a tea bag patriot calls Obamcare or SOCIALISM! Back to my original point pure free markets dont exist. Its an idealist construct, even that awesome iPhone probably was made by somechild labor in China. let freedom ring. Insurance companies only profit should be derived on keeping their costumers healthy, not denying claims for technicalities and dropping folks when they get to sick.
wakluvit Wrote:We currently don't have a free market in health care reform because insurance companies cannot compete across state lines
Thats sounds great, but thats the same argument the banking industry and credit cards used. Now they all set up shop in which ever state has the least regulation, so they can charge you any rate for any reason. At least you have an option to not use a credit card.
If we do this reform we need a federal set of guidelines. Not bankrupt states whoring out laws that keep people sick and insurance companies rich.